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11560 Ranchers Gap Dr, Odessa, FL 33556 Property Records

Pasco County property record for 11560 Ranchers Gap Dr, Odessa, FL 33556

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,571 sqft · built 2020
Lot Size0.187 acres (8,133 sqft)
Owner2 Individual Names on Record
Last Sale$525,700 (Jul 2020)
Tax Bill$16,681 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-17-0090-00100-0100

Property Details

APN / Parcel Number

Primary APN20-26-17-0090-00100-0100
Alternative APNs
  • 1726200090001000100
  • 41841319

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,571 sqft Living Area
Gross Area4,268 sqft
1st Floor Area2,571 sqft
Upper Floors Area592 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,133 sqft (0.187 acres)
Garage TypeAttached
Garage Area697 sqft
DrivewayConcrete Driveway
Driveway Area264 sqft
PorchFlorida Room
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11560 RANCHERS GAP DR
CityODESSA
StateFL
Zip33556-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionSTARKEY RANCH PARCEL B1 PB 80 PG 94 BLOCK 1 LOT 10
Legal SubdivisionSTARKEY RANCH PARCEL B-1
Legal Tract90
Legal Block1
Legal Lot Number10
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1079
Census Tract31701

Owner

Source: Pasco County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11560 RANCHERS GAP DR, ODESSA, FL 33556-3344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on Record
Deed SaleJul 1, 2020 · Amount on Record
Deed Document Number2020105159
Deed Book / Page10129 / 2636
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address11560 RANCHERS GAP DR, ODESSA, FL 33556-3344
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11560 RANCHERS GAP DR, ODESSA, FL 33556-3344

Mortgage

Document Number0103010984
DateMar 16, 2021
Book Page10301/984
Instrument2021052143
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$760,792 (-2.21%) Land $112,091 Building $648,701$760,792 (-2.21%) Land $112,091 Building $648,701
2025$16,681.00 (+22.63%) Homeowner's exemption$778,017 (+20.38%) Land $112,091 Building $665,926$778,017 (+20.38%) Land $112,091 Building $665,926
2023$13,603.00 (+16.42%)$646,327 (+24.1%) Land $86,351 Building $559,976$646,327 (+24.1%) Land $86,351 Building $559,976
2022$11,684.00$520,793 Land $72,971 Building $447,822$520,793 Land $72,971 Building $447,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 689 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies689 in force
Nearby Flood Claims10 (2004–2025)
Claims Outside the SFHA9 of 10
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Verizon.

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