Merced County property record for 1145 Symphony St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,733 sqft · built 2015 |
| Lot Size | 0.157 acres (6,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Apr 2020) |
| Tax Bill | $4,977 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-725-008-000 |
| Primary APN | 082-725-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 1,733 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 6,856 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 082-725-008 |
|---|---|
| Street Address | 1145 SYMPHONY ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE VINEYARD UNIT NO 17 LOT 1014 |
| Legal Subdivision | VINEYARD |
| Legal Lot Number | 1014 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2204 |
1145 Symphony St is owned and occupied by an individual who bought it in April 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 24, 2020 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on File |
| Deed Sale | Apr 24, 2020 · Amount on File |
| Prior Sale | Feb 25, 2016 · Amount on File |
| Deed Document Number | 202013340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Document Number | 0000006069 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022006069 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Document Number | 0000002913 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021002913 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 24, 2020 |
| Property Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Document Number | 0000013340 |
| Map Reference | VOL 77 PG 14-18 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2020013340 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1145 SYMPHONY ST, LOS BANOS, CA 93635-9222 |
| Document Number | 0000013341 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020013341 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 1145 Symphony St was $4,977 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $378,155 (+2%) Land $105,972 Building $272,183 | |
| 2025 | $4,977.00 Homeowner's exemption | $370,742 Land $103,895 Building $266,847 |
| 2023 | $4,708.00 (+2.35%) Homeowner's exemption | $356,347 Land $99,861 Building $256,486 |
| 2022 | $4,600.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1145 Symphony St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1145 Symphony St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures