1137 Symphony St, Los Banos, CA 93635 Property Records

Merced County property record for 1137 Symphony St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 2015
Lot Size	0.157 acres (6,845 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Jan 2020)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-725-006-000`

Property Details

APN / Parcel Number

Primary APN	`082-725-006-000`
Alternative APN	`082-725-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,561 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	6,845 sqft (0.157 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Patio Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082-725-006
Street Address	1137 SYMPHONY ST
City	LOS BANOS
State	CA
Zip	93635-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE VINEYARD UNIT NO 17 LOT 1016
Legal Subdivision	VINEYARD
Legal Lot Number	1016
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1002
Census Tract	2204

Owner

1137 Symphony St is owned and occupied by an individual who bought it in January 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1137 SYMPHONY ST, LOS BANOS, CA 93635-9222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Document Number	2020284
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 3, 2020
Property Address	1137 SYMPHONY ST, LOS BANOS, CA 93635-9222
Document Number	0000000284
Instrument Date	Dec 12, 2019
Instrument	284
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 SYMPHONY ST LOS BANOS CA 936359222, LOS BANOS, CA 93635-9222

Mortgage

Document Number	285
Date	Jan 3, 2020
Instrument	285

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1137 Symphony St was $5,047 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,655 (+2%) Land $105,972 Building $278,683
2025	$5,047.00 Homeowner's exemption	$377,114 Land $103,895 Building $273,219
2023	$4,775.00 (+2.36%) Homeowner's exemption	$362,471 Land $99,861 Building $262,610
2022	$4,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1137 Symphony St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1137 Symphony St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20