Schenectady County and Schenectady City property record for 1151 Sumner Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 1938 |
| Lot Size | 0.13 acres (5,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Apr 2024) |
| Tax Bill | $8,443 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-1-34 |
| Primary APN | 421500 40.78-1-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| 2nd Floor Area | 989 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,680 sqft (0.13 acres) |
| Lot Dimensions | 142 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1151 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1151 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Administrator's Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Dec 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Deed Document Number | 202419197 |
| Deed Book / Page | 2128 / 79 |
| Prior Transfer Date | Dec 18, 2017 |
| Prior Transfer Doc | 0000057059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 2, 2024 |
| Property Address | 1151 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Document Number | 0000019197 |
| Book / Page | 2128 / 79 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 202419197 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CHANDELEUR DR, MOORESVILLE, NC 28117-5954 |
| Name | Verified Name |
|---|---|
| Address | 67 MONTGOMERY ST, GLOVERSVILLE, NY 12078-4415 |
| Document Number | 0000019198 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 202419198 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 19, 2017 |
| Property Address | 1151 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Document Number | 0000057059 |
| Book / Page | 001977 / 000788 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 57059 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1151 SUMNER AVE SCHENECTADY NY 123095635, SCHENECTADY, NY 12309-5635 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,443.00 (+3.71%) | $177,200 (-) Land $26,600 Building $150,600 | $293,426 (+30.82%) Land $44,047 Building $249,379 |
| 2023 | $177,200 (-) Land $26,600 Building $150,600 | $224,304 (+3.8%) Land $33,671 Building $190,633 | |
| 2022 | $177,200 Land $26,600 Building $150,600 | $216,098 Land $32,439 Building $183,659 | |
| 2021 | $8,141.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures