Albemarle County property record for 1145 Rustic Willow Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,488 sqft · built 2002 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Nov 2022) |
| Tax Bill | $3,310 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046B6-00-0N-023B0 |
| Primary APN | 046B6-00-0N-023B0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Other |
| Lot Area | 5,532 sqft (0.127 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1145 RUSTIC WILLOW LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | FOREST LAKES SOUTH N 23B |
| Legal Subdivision | FOREST LAKES SOUTH |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10302 |
Source: Albemarle County records · APN 046B6-00-0N-023B0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1145 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2022 · Amount on Record |
| Deed Sale | Nov 01, 2022 · Amount on Record |
| Deed Document Number | 202212509 |
| Prior Transfer Date | Oct 26, 2011 |
| Prior Transfer Doc | 4100/491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 01, 2022 |
| Property Address | 1145 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Document Number | 202200012509 |
| Map Reference | MB 2259 PG 201 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 202200012509 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1145 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Document Number | 202200012510 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 202200012510 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1145 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219 |
| Document Number | 0000008087 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1143 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219 |
| Document Number | 0000008087 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 005200/000243 |
| Instrument | 8087 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,310.00 (+0.39%) | $370,200 (+0.35%) Land $99,000 Building $271,200 | $370,200 (+0.35%) Land $99,000 Building $271,200 |
| 2025 | $3,297.00 (+17.33%) | $368,900 (+12.09%) Land $99,000 Building $269,900 | $368,900 (+12.09%) Land $99,000 Building $269,900 |
| 2023 | $2,810.00 | $329,100 Land $86,500 Building $242,600 | $329,100 Land $86,500 Building $242,600 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber Fiber | 1,000 / 1,000 |
Based on FCC filings for 94 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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