1139 Rustic Willow Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1139 Rustic Willow Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,697 sqft · built 2003
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Sep 2023)
Tax Bill	$3,879 (2026)
Deeds & Mortgages	Sep 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046B6-00-0N-024B0`

Property Details

APN / Parcel Number

Primary APN	`046B6-00-0N-024B0`
Alternative APN	`13562`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,697 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	4,835 sqft (0.111 acres)
View / Lot	Proximity to Airport
Garage Area	260 sqft
Porch	Slab
Porch Area	332 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1139 RUSTIC WILLOW LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOREST LAKES SOUTH N 24B
Legal Subdivision	FOREST LAKES SOUTH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1002
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1139 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Aug 16, 2018	Grant Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	20238045
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 15, 2023
Property Address	1139 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	202300008045
Map Reference	MB 2373 PG 465
Instrument Date	Aug 23, 2023
Instrument	202300008045
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1139 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005538/626
Date	May 17, 2021
Book Page	5538/626
Instrument	2021-00008602

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 16, 2018
Property Address	1139 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	0000009250
Book / Page	005085 / 000122
Instrument Date	Jul 24, 2018
Instrument	9250
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 LOVING RD ZION CROSSROADS VA 229426846, ZION CROSSROADS, VA 22942-6846

Mortgage

Document Number	9251
Date	Aug 16, 2018
Book Page	005085/000126
Instrument	9251

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,879.00 (+3.36%)	$433,900 (+11.11%) Land $99,000 Building $334,900	$433,900 (+11.11%) Land $99,000 Building $334,900
2025	$3,753.00 (+12.57%)
2023	$3,334.00 (+9.89%)	$390,500 Land $86,500 Building $304,000	$390,500 Land $86,500 Building $304,000
2022	$3,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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