1137 Rustic Willow Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1137 Rustic Willow Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,246 sqft · built 2002
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Apr 2017)
Tax Bill	$3,233 (2026)
Deeds & Mortgages	May 2021 Transfer Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046B6-00-0N-024A0`

Property Details

APN / Parcel Number

Primary APN	`046B6-00-0N-024A0`
Alternative APN	`13561`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,246 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	4,138 sqft (0.095 acres)
View / Lot	Proximity to Airport
Garage Area	260 sqft
Porch	Slab
Porch Area	285 sqft
Patio Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1137 RUSTIC WILLOW LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOREST LAKES SOUTH N 24A
Legal Subdivision	FOREST LAKES SOUTH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1002
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1137 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Transfer on Death Deed, Transfer
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES
Apr 27, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	20174717
Last Transfer Date	May 4, 2021
Transfer Doc	5538/81
Record Updated	Sep 20, 2026

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 14, 2021
Property Address	1137 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	5538/81
Book / Page	5538 / 81
Map Reference	MB 2373 PG 465
Instrument Date	May 4, 2021
Instrument	2021-00008529
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1137 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	0000005685
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number	0000005685
Date	May 23, 2017
Book Page	004911/000664
Instrument	5685

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2032

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 27, 2017
Property Address	1137 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	0000004717
Book / Page	004901 / 000702
Instrument Date	Apr 17, 2017
Instrument	4717
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number	4718
Date	Apr 27, 2017
Book Page	004901/000705
Instrument	4718

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2032

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,233.00 (-4.07%)	$361,600 (-4.08%) Land $99,000 Building $262,600	$361,600 (-4.08%) Land $99,000 Building $262,600
2025	$3,370.00 (+13.05%)	$377,000 (+7.99%) Land $99,000 Building $278,000	$377,000 (+7.99%) Land $99,000 Building $278,000
2023	$2,981.00	$349,100 Land $86,500 Building $262,600	$349,100 Land $86,500 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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