1145 E Territory St, Meridian, ID 83646 Property Records

Ada County property record for 1145 E Territory St, Meridian, ID 83646

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,942 sqft · built 2025
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on File
Last Sale$722,150 (Sep 2025)
Deeds & MortgagesSep 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APNR5499110260

Property Details

APN / Parcel Number

Primary APNR5499110260

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,942 sqft Living Area
Gross Area4,924 sqft
1st Floor Area2,942 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Roof MaterialComposition Shingle
Lot Area9,801 sqft (0.225 acres)
Garage TypeAttached
Garage Area1,320 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1145 E TERRITORY ST
CityMERIDIAN
StateID
Zip83646-7252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 01 BLK 02 MATADOR ESTATES SUB
Legal SubdivisionMATADOR ESTATES SUB
Legal Block02
Legal Lot Number01
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group2
Census Block2002
Census Tract10362

Owner

1145 E Territory St is owned by two individuals who bought it in September 2025.

Source: Ada County records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2104 E SIDEWINDER DR, MERIDIAN, ID 83646-5868
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on File
Deed SaleSep 15, 2025 · Amount on File
Deed Document Number202559757
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionADA ID
Recording DateSep 15, 2025
Property Address1145 E TERRITORY ST, MERIDIAN, ID 83646-7252
Document Number0000059757
Map ReferenceMB 130 PG 21445
Instrument DateJul 31, 2025
Instrument2025-059757
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE BOISE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 E SIDEWINDER DR, MERIDIAN, ID 83646-5868

Mortgage

Document Number0000059785
DateSep 15, 2025
Instrument2025-059785
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateOct 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
IndexSOFR Average 30-Day
Max Rate11.5%

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$644,500$644,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 E Territory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 E Territory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.6% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
100 / 100

May also be available: Anthem Broadband, Fatbeam.

Nearby Properties on E Territory St

Nearby Streets

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