1052 E Territory St, Meridian, ID 83646 Property Records

Ada County property record for 1052 E Territory St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,701 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$957,480 (Feb 2023)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7909071000`

Property Details

APN / Parcel Number

Primary APN	`R7909071000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,701 sqft Living Area
Gross Area	4,801 sqft
1st Floor Area	1,960 sqft
Upper Floors Area	1,741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Porch
Porch Area	111 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1052 E TERRITORY ST
City	MERIDIAN
State	ID
Zip	83646-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 18 BLK 02 SILVER SPRINGS SUB NO 1
Legal Range	01E
Legal Township	04N
Legal Section	31
Legal Subdivision	SILVER SPRINGS SUB NO 01
Legal Block	02
Legal Lot Number	18
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2003
Census Tract	10362

Owner

1052 E Territory St is owned and occupied by two individuals who bought it in February 2023.

Source: Ada County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1052 E TERRITORY ST, MERIDIAN, ID 83646-6649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 16, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANNER BANK
Mar 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage WESTMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Feb 16, 2023
Deed Document Number	20239675
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Sep 23, 2026
Property Address	1052 E TERRITORY ST, MERIDIAN, ID 83646-6649
Document Number	0000071514
Instrument Date	Sep 18, 2026
Instrument	202671514
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	ATLAS TITLE, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 E TERRITORY ST, MERIDIAN, ID 83646-6649
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071514,
Date	Sep 23, 2026
Instrument	202671514

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 16, 2023
Property Address	1052 E TERRITORY ST, MERIDIAN, ID 83646-6649
Document Number	0000009675
Map Reference	DOC 2021-012958
Instrument Date	Feb 14, 2023
Instrument	2023-009675
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	NOT AVAILABLE, VENTURE TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 E TERRITORY ST, MERIDIAN, ID 83646-6649
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009676
Date	Feb 16, 2023
Instrument	2023-009676

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Mar 23, 2022
Property Address	1052 E TERRITORY ST, MERIDIAN, ID 83646-6649
Document Number	0000029134
Instrument Date	Mar 23, 2022
Instrument	2022-029134
Transaction Type	Construction Loan
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 140298, BOISE, ID 83714-0298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029135
Date	Mar 23, 2022
Instrument	2022-029135

Lender

Name	WESTMARK CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1052 E Territory St was $3,500 with a homeowner's exemption, up 1% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$894,900 (-0.77%)	$894,900 (-0.77%)
2025	$3,500.00 (+1.01%)	$901,800	$901,800
2024	$3,465.00
2023		$618,900 Land $220,000 Building $398,900	$618,900 Land $220,000 Building $398,900
2022	$1,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1052 E Territory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1052 E Territory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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