1057 E Territory St, Meridian, ID 83646 Property Records

Ada County property record for 1057 E Territory St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,869 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$784,700 (Sep 2023)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7909071040`

Property Details

APN / Parcel Number

Primary APN	`R7909071040`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,869 sqft Living Area
Gross Area	4,341 sqft
1st Floor Area	2,563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	1,328 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1057 E TERRITORY ST
City	MERIDIAN
State	ID
Zip	83646-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 01 BLK 03 SILVER SPRINGS SUB NO 1
Legal Range	01E
Legal Township	04N
Legal Section	31
Legal Subdivision	SILVER SPRINGS SUB NO 01
Legal Block	03
Legal Lot Number	01
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2003
Census Tract	10362

Owner

1057 E Territory St is owned and occupied by two individuals who bought it in September 2023.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1057 E TERRITORY ST, MERIDIAN, ID 83646-6649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Sep 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Deed Document Number	202351582
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1057 E TERRITORY ST, MERIDIAN, ID 83646-6649
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	OUR TITLE AND ESCROW COMPANY, VENTURE TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 E TERRITORY ST, MERIDIAN, ID 83646-6649

Mortgage

Document Number	0000020481
Date	Mar 25, 2026
Instrument	2026-020481

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 7, 2023
Property Address	1057 E TERRITORY ST, MERIDIAN, ID 83646-6649
Document Number	0000051582
Map Reference	DOC 2021-012958
Instrument Date	Sep 5, 2023
Instrument	2023-051582
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2023
Title Company	VENTURE TITLE, VENTURE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 E TERRITORY ST, MERIDIAN, ID 83646-6649

Mortgage

Document Number	0000051583
Date	Sep 7, 2023
Instrument	2023-051583

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1057 E Territory St was $3,130, up 0.7% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00 (+0.74%)	$819,600	$819,600
2024	$3,107.00
2023		$220,000 Land $220,000	$220,000 Land $220,000
2022	$1,167.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1057 E Territory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 E Territory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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