1145 E Rancho Rd, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 1145 E Rancho Rd, Camp Verde, AZ 86322

Property Summary

Property Type	Single Family Home
Details	3,146 sqft · built 2023
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Feb 2022)
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-10-016`

Property Details

APN / Parcel Number

Primary APN	`404-10-016`
Alternative APNs	`4041001603` `404100163`

Interior

Stories	1 Story
Building Area	3,146 sqft Living Area
Gross Area	5,251 sqft
1st Floor Area	3,146 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	98,446 sqft (2.26 acres)
Garage Type	Attached
Garage Area	2,105 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	404100163
Street Address	1145 E RANCHO RD
City	CAMP VERDE
State	AZ
Zip	86322-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE PARK LOT 6
Legal Range	05E
Legal Township	13
Legal Section	09
Legal Subdivision	VERDE PARK
Legal Lot Number	6
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	2
Census Block	2027
Census Tract	1602

Owner

Source: Yavapai County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1616, CAMP VERDE, AZ 86322-1616
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN AMERICA FCU
Feb 16, 2022	Warranty Deed, Transfer YAVAPAI TITLE COMPANY, YAVAPAI TITLE
Aug 31, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage MARIA BROCKBANK
May 10, 2017	Warranty Deed, Transfer YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20229869
Prior Transfer Date	Feb 18, 2000
Prior Transfer Doc	0037380557
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	1145 E RANCHO RD, CAMP VERDE, AZ 86322-6325
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 S DIAMOND S RD, CAMP VERDE, AZ 86322

Mortgage

Document Number	0000067602
Date	Nov 22, 2022
Instrument	2022-0067602

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	Other
Margin	3
Max Rate	11.5%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Feb 16, 2022
Property Address	1145 E RANCHO RD, CAMP VERDE, AZ 86322-6325
Document Number	0000009869
Map Reference	MB 22 PG 84
Instrument Date	Feb 10, 2022
Instrument	2022-0009869
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2608 S LANTIS LN, CAMP VERDE, AZ 86322-6942

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1616, CAMP VERDE, AZ 86322-1616

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Aug 31, 2021
Property Address	1145 E RANCHO RD, CAMP VERDE, AZ 86322-6325
Document Number	0000062668
Map Reference	MB 22 PG 84
Instrument Date	Aug 20, 2021
Instrument	2021-0062668
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39408 PARKWOOD AVE, STERLING HEIGHTS, MI 48313-5549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 S LANTIS LN, CAMP VERDE, AZ 86322-6942

Mortgage

Document Number	0000062669
Date	Aug 31, 2021
Instrument	2021-0062669

Lender

Name	MARIA BROCKBANK
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 10, 2017
Property Address	1145 E RANCHO RD, CAMP VERDE, AZ 86322-6325
Document Number	0000023170
Instrument Date	Apr 25, 2017
Instrument	23170
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$73.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	39408 PARKWOOD AVE STERLING HEIGHTS MI 483135549, STERLING HEIGHTS, MI 48313-5549

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Camp Verde Town
Unified School District	Camp Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$73,748 (-0.6%)	$737,476 (-0.6%) Land $142,528 Building $594,948
2026		$74,190 (+500.92%)	$741,896 (+500.92%) Land $137,425 Building $604,471
2025	$4,524.00 (+356.97%)	$12,346 Land $12,130 Building $216	$123,460 Land $121,299 Building $2,161
2024	$990.00 (+8.55%)
2022	$912.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 66% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS LAKE VERDE WATER COMPANY public/private · serves 169 people · EPA ID AZ0413038
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verde Valley Internet Fixed Wireless	100 / 25
Bolt Internet Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: CenturyLink, Optimum.

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