11412 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11412 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,358 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,745 (Apr 2016)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-05-300-017`

Property Details

APN / Parcel Number

Primary APN	`01-05-300-017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	1,358 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	435,600 sqft (10 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11412 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 495 FT OF S 1469 FT OF E 1/2 OF SW 1/4 OF SEC EXCEPT A PARCEL OF LAND BEG N 974 FT FROM S 1/4 COR OF SEC TH S 89 DEG 53 MIN
Legal Range	05E
Legal Township	05N
Legal Section	05
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1007
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11412 DUFFIELD RD, GAINES, MI 48436-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Apr 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016 · Amount on Record
Deed Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	201632199
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0000075221
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11412 DUFFIELD RD, GAINES, MI 48436-9604
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103110016682
Date	Mar 11, 2021
Instrument	202103110016682

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 5, 2018
Property Address	11412 DUFFIELD RD, GAINES, MI 48436-9604
Instrument Date	Apr 2, 2018
Instrument	18675
Transaction Type	Construction Loan
Record Updated	Apr 10, 2018
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	564 CLARION ST CLIO MI 484201260, CLIO, MI 48420-1260

Mortgage

Document Number	0000018675
Date	Apr 5, 2018
Instrument	18675

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,800 (+6.03%) Land $47,200 Building $188,600	$471,600 (+6.03%) Land $94,400 Building $377,200
2025	$5,512.00 (+4.85%) Homeowner's exemption	$222,400 (+15.05%)	$444,800 (+15.05%)
2024	$5,257.00 (+63.06%)
2023		$193,300	$386,600
2019	$3,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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