1141 W 4th St, Flora, IL 62839 Property Records

Clay County property record for 1141 W 4th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2.5 ba · 2,240 sqft · built 2005
Lot Size	0.274 acres (11,973 sqft)
Owner	Trust Name on File
Tax Bill	$5,842 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-315-027`

Property Details

APN / Parcel Number

Primary APN	`10-26-315-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	11,973 sqft (0.274 acres)
Driveway	Concrete Driveway
Driveway Area	980 sqft

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Patio Area	380 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1141 W 4TH ST
City	FLORA
State	IL
Zip	62839-1314
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SOMERSET SUBDIV LOT 27
Legal Subdivision	SOMERSET SUB
Legal Lot Number	27
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1055
Census Tract	972100

Owner

1141 W 4th St, a residential property, is held in a trust.

Source: Clay County records, as of October 15, 2026

Owner of Record	Trust Name on File
Mailing Address	1478 N WORTHEY ST, FLORA, IL 62839-1337
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LUKA STATE BANK
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LUKA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	1141 W 4TH ST, FLORA, IL 62839-1314
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D193731
Date	Mar 15, 2018
Instrument	D193731

Lender

Name	LUKA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	1141 W 4TH ST, FLORA, IL 62839-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D193730
Date	Mar 15, 2018
Instrument	D193730

Lender

Name	LUKA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1141 W 4th St was $5,842, up 4.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,842.00 (+4.86%)	$76,309 Land $3,511 Building $72,798	$228,927 Land $10,533 Building $218,394
2024	$5,571.00
2022	$5,496.00 (+9.33%)	$57,712 Land $2,552 Building $55,160	$173,136 Land $7,656 Building $165,480
2021	$5,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1141 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1141 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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