833 W 4th St, Flora, IL 62839 Property Records

Clay County property record for 833 W 4th St, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 1,355 sqft · built 1961
Lot Size0.408 acres (17,810 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Sep 2025)
Tax Bill$1,977 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-26-401-028

Property Details

APN / Parcel Number

Primary APN10-26-401-028

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,355 sqft Living Area
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleMulti-Family
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof MaterialShingle
Lot Area17,810 sqft (0.408 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address833 W 4TH ST
CityFLORA
StateIL
Zip62839-1266
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionASSESSOR SUB-DIV BLOCK 2 MARY D REAUGH ADDN OR TRACT A LOTS 5 & 6
Legal SubdivisionASSESSOR SUB
Legal TractA
Legal Block2
Legal Lot Number5-6
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group1
Census Block1049
Census Tract972100

Owner

833 W 4th St, a residential property, is owned and occupied by two individuals who bought it in September 2025.

Source: Clay County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address833 W 4TH ST, FLORA, IL 62839-1266
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Aug 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CLAY CITY BANKING CO
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY PARTNER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2025 · Amount on File
Deed SaleSep 25, 2025 · Amount on File
Prior SaleJan 27, 2011 · Amount on File
Deed Document Number2025212661
Prior Transfer DateDec 10, 2009
Prior Transfer Doc0000169456
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateSep 25, 2025
Property Address833 W 4TH ST, FLORA, IL 62839-1266
Document Number0000212661
Instrument DateSep 24, 2025
Instrument212661
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address940 CLAN ST, FLORA, IL 62839-1016

Transferred To (Grantee/Buyer)

NameVerified Name
Address833 W 4TH ST, FLORA, IL 62839-1266

Mortgage

Document Number0000212662
DateSep 25, 2025
Instrument212662
Lender
NameNEW AMERICAN FUNDING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.63%

Mortgage

Document Number0000212663
DateSep 25, 2025
Instrument212663
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
AmountAmount on Record
Term120 Months
DueOct 1, 2035

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateAug 18, 2022
Property Address833 W 4TH ST, FLORA, IL 62839-1266
Document Number0000205471
Instrument DateAug 15, 2022
Instrument205471
Transaction TypeTransfer
Record UpdatedSep 7, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$133.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 W 3RD ST, FLORA, IL 62839-1210

Mortgage

Document Number0000205472
DateAug 18, 2022
Instrument205472
Lender
NameCLAY CITY BANKING CO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate5.38%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address833 W 4TH ST, FLORA, IL 62839-1266
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000202243
DateJun 30, 2021
Instrument202243
Lender
NameCOMMUNITY PARTNER SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 833 W 4th St was $1,977 with a homeowner's exemption, up 7.7% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,977.00 (+7.74%) Homeowner's exemption$31,827 (+11.45%) Land $4,224 Building $27,603$95,481 (+11.45%) Land $12,672 Building $82,809
2024$1,835.00 Homeowner's exemption$28,557 Land $3,790 Building $24,767$85,671 Land $11,370 Building $74,301
2022$2,296.00 (+9.33%)$24,116 Land $3,201 Building $20,915$72,348 Land $9,603 Building $62,745
2021$2,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 833 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 833 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave, T-Mobile.

Nearby Properties on W 4th St

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