1052 W 4th St, Flora, IL 62839 Property Records

Clay County property record for 1052 W 4th St, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$7,000 (Aug 2020)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Aug 2020 Sale Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-315-064`

Property Details

APN / Parcel Number

Primary APN	`10-26-315-064`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	1052 W 4TH ST
City	FLORA
State	IL
Zip	62839-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET SUB LOTS 4 & 5
Legal Subdivision	THE SOMERSET SUB
Legal Lot Number	4-5
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1054
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1052 W 4TH ST, FLORA, IL 62839-1298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Warranty Deed, Transfer
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	2020199622
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Aug 13, 2020
Property Address	1052 W 4TH ST, FLORA, IL 62839-1298
Document Number	0000199622
Map Reference	DOC 126406
Instrument Date	Jul 30, 2020
Instrument	199622
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$10.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 SUMMER ST, 322, FLORA, IL 62839-4181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 W 4TH ST, FLORA, IL 62839-1298

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jun 1, 2020
Property Address	1052 W 4TH ST, FLORA, IL 62839-1298
Document Number	0000199100
Map Reference	DOC 126406
Instrument Date	May 15, 2020
Instrument	199100
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 W 4TH ST, FLORA, IL 62839-1298

Mortgage

Document Number	0000199101
Date	Jun 1, 2020
Instrument	199101

Lender

Name	CLAY CITY BANKING CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (+6.23%) Homeowner's exemption	$59,893 (+32.6%) Land $7,020 Building $52,873	$179,679 (+32.6%) Land $21,060 Building $158,619
2024	$3,884.00 (+4.13%)
2022	$3,730.00 (+9.64%) Homeowner's exemption	$45,168 Land $5,105 Building $40,063	$135,504 Land $15,315 Building $120,189
2021	$3,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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