St. Louis County property record for 1140 Terrace Dr, Saint Louis, MO 63117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,489 sqft · built 1941 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,800 (Feb 2009) |
| Tax Bill | $4,793 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20K-63-0414 |
| Primary APN | 20K-63-0414 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,489 sqft Living Area |
| Gross Area | 1,885 sqft |
| 1st Floor Area | 696 sqft |
| Basement Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 88 ft deep x 48 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 200 sqft |
| Patio Area | 204 sqft |
| Poultry House | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1140 TERRACE DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63117-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 49R4 |
| Legal Description | CLAYTON ROAD TERRACE & LOT PT 37 LOT 38 |
| Legal Subdivision | CLAYTON ROAD TERRACE |
| Legal Lot Number | 38 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 216600 |
1140 Terrace Dr is owned and occupied by two individuals who bought it in February 2009.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1140 TERRACE DR, SAINT LOUIS, MO 63117-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2009 · Amount on File |
| Deed Sale | Feb 19, 2009 · Amount on File |
| Prior Sale | Aug 11, 1997 · Amount on File |
| Deed Document Number | 2009304 |
| Deed Book / Page | 18224 / 1017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1140 TERRACE DR, SAINT LOUIS, MO 63117-1335 |
| Document Number | 0236621860 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | EXPERT TITLE COMPANY, EXPERT TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1140 TERRACE DR RICHMOND HEIGHTS MO 631171335, RICHMOND HEIGHTS, MO 63117-1335 |
| Document Number | 0236621860 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 023662/001860 |
| Instrument | 374 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2049 |
The 2025 property tax bill for 1140 Terrace Dr was $4,793, down 3.5% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Richmond Heights City |
| Unified School District | Clayton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,630 (-) Land $45,890 Building $32,740 | $413,800 (-) Land $241,500 Building $172,300 | |
| 2025 | $4,793.00 (-3.48%) | $78,630 Land $45,890 Building $32,740 | $413,800 Land $241,500 Building $172,300 |
| 2024 | $4,966.00 (+0.04%) | ||
| 2023 | $4,964.00 (+3.72%) | $74,980 (+9.09%) Land $34,410 Building $40,570 | $394,600 Land $181,100 Building $213,500 |
| 2022 | $4,786.00 | $68,730 Land $38,230 Building $30,500 | |
| 2021 | $361,700 Land $201,200 Building $160,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1140 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1979–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1140 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Wisper ISP.
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