St. Tammany Parish property record for 1132 Hardy Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,538 sqft · built 2002 |
| Lot Size | 0.387 acres (16,870 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $588,700 (Aug 2026) |
| Tax Bill | $5,117 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Sale + 5 more |
| APN | 112-134-2355 |
| Primary APN | 112-134-2355 |
|---|---|
| Alternative APN |
|
| Building Area | 3,538 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 16,870 sqft (0.387 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1132 HARDY DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 235 RIVER OAKS PH 6 CB 1464 24 INST NO 1275787 INST NO 1496044 INST NO 1761129 INST NO 1761131 INST NO 2196815 |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 6 |
| Legal Lot Number | 235 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40607 |
1132 Hardy Dr is owned and occupied by two individuals who bought it in August 2026.
Source: St. Tammany Parish records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jul 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME BANK NA |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK |
| Mar 3, 2020 | Deed, Transfer · Conventional Mortgage KEESLER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Jul 1, 2026 · Amount on File |
| Deed Document Number | 20262505061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Aug 24, 2026 |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Document Number | 0002505061 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20262505061 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | N TITLE COMPANY, ARENA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Document Number | 0002505061, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20262505061 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 1, 2026 |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Document Number | 0002497270 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20262497270 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002086038 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2086038 |
| Name | HOME BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | NOT AVAILABLE, HOMESTEAD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002173914 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2173914 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002086040 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2086040 |
| Name | HOME BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002300577 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2300577 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 3, 2020 |
| Property Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Document Number | 0002196815 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2196815 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | BAYOU TITLE INC, BAYOU TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 TCHEFUNCTE DR, COVINGTON, LA 70433-4919 |
| Name | Verified Name |
|---|---|
| Address | 1132 HARDY DR, COVINGTON, LA 70433-4553 |
| Document Number | 0002196816 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2196816 |
| Name | KEESLER FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,117.00 (-3.54%) Homeowner's exemption | $50,157 (-) Land $5,800 Building $44,357 | $501,571 (-) Land $58,000 Building $443,571 |
| 2024 | $5,305.00 (+19.19%) Homeowner's exemption | $50,157 (+22.09%) Land $5,800 Building $44,357 | $501,571 (+22.09%) Land $58,000 Building $443,571 |
| 2023 | $4,451.00 Homeowner's exemption | $41,082 (-) Land $5,800 Building $35,282 | $410,820 (-) Land $58,000 Building $352,820 |
| 2022 | $4,451.00 Homeowner's exemption | $41,082 Land $5,800 Building $35,282 | $410,820 Land $58,000 Building $352,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1132 Hardy Dr; there have been 112 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1132 Hardy Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2014 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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