1140 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 1140 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 2003
Lot Size	0.281 acres (12,283 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jun 2022)
Tax Bill	$2,451 (2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-015028-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-015028-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Heated Area
Gross Area	1,523 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,283 sqft (0.281 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Garage Area	252 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1140 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 & 10 BLK 14A FLEMING ISLESTATES AS REC O R 4617 PG 712
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLESTATES
Legal Block	14A
Legal Lot Number	9,10 10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1140 FLOYD ST, FLEMING ISLAND, FL 32003-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Aug 8, 2003 · Amount on Record
Deed Document Number	2022036493
Deed Book / Page	4617 / 712
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 13, 2022
Property Address	1140 FLOYD ST, FLEMING ISLAND, FL 32003-8719
Document Number	0046170712
Book / Page	4617 / 712
Map Reference	MB 4 PG 63
Instrument Date	Jun 8, 2022
Instrument	2022036493
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1978 PROTECTION PT, 1978, FLEMING ISLAND, FL 32003-8647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 FLOYD ST, FLEMING ISLAND, FL 32003-8719

Mortgage

Document Number	0004617714
Date	Jun 13, 2022
Instrument	4617/714

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$209,655 (+13.53%)	$231,776 (+5.08%) Land $70,000 Building $161,776
2023	Disabled Person's exemption Veteran's exemption	$184,671 (+14.33%)	$220,561 (+36.54%) Land $70,000 Building $150,561
2022	$2,451.00	$161,530 Land $40,000 Building $121,530	$161,530 Land $40,000 Building $121,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20