Clay County property record for 1137 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 2004 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,500 (Jul 2017) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Sep 2017 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 38-05-26-015020-001-00 |
| Primary APN | 38-05-26-015020-001-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 930 sqft Heated Area |
| Gross Area | 1,298 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Porch |
| Porch Area | 368 sqft |
| Storage Building | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1137 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 BLK 8-A REPLAT FLEMINGISLAND ESTATES AS REC O R 3995PG 325 & 4013 PG 1560 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | REPLAT FLEMINGISLAND ESTATES |
| Legal Block | 8 |
| Legal Lot Number | 30 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30707 |
1137 Floyd St is owned and occupied by an individual who acquired it in September 2017.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1137 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Sep 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 21, 2017 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on File |
| Deed Sale | Jul 21, 2017 · Amount on File |
| Prior Sale | Jul 21, 2017 · Amount on File |
| Deed Document Number | 0039950325 |
| Deed Book / Page | 003995 / 000325 |
| Last Transfer Date | Sep 22, 2017 |
| Transfer Doc | 0015601560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1137 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1137 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0046750350 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 4675/350 |
| Instrument | 2022072500 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 22, 2017 |
| Property Address | 1137 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0015601560 |
| Book / Page | 001560 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 48033 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1137 PLOYD ST FLEMING ISLAND FL 32003, FLEMING ISLAND, FL 32003 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 21, 2017 |
| Property Address | 1137 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0039950325 |
| Book / Page | 003995 / 000325 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 37145 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1137 FLOYD ST FLEMING ISLAND FL 320038719, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 39950328 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 003995/000328 |
| Instrument | 37146 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2047 |
The 2025 property tax bill for 1137 Floyd St was $1,013 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 Homeowner's exemption | $106,606 | $152,510 Land $35,000 Building $117,510 |
| 2023 | $1,252.00 (+14.34%) Homeowner's exemption | $100,585 (+3%) | $152,971 (+22.75%) Land $35,000 Building $117,971 |
| 2022 | $1,095.00 Homeowner's exemption | $97,656 | $124,617 Land $20,000 Building $104,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1137 Floyd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1137 Floyd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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