Clay County property record for 1079 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,835 sqft · built 2023 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Apr 2024) |
| Tax Bill | $4,549 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-015022-002-00 |
| Primary APN | 38-05-26-015022-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,835 sqft Heated Area |
| Gross Area | 2,451 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1079 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 GIBSON TRACE AS REC O R4808 PG 2157 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30707 |
1079 Floyd St is owned and occupied by an individual who bought it in April 2024.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1079 FLOYD ST, FLEMING ISLAND, FL 32003-8718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| May 31, 2022 | Special Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | May 31, 2022 · Amount on File |
| Deed Document Number | 2024015392 |
| Deed Book / Page | 4808 / 2157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 2, 2024 |
| Property Address | 1079 FLOYD ST, FLEMING ISLAND, FL 32003-8718 |
| Document Number | 0048082157 |
| Book / Page | 4808 / 2157 |
| Map Reference | MB 67 PG 12 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024015392 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12927 FORT CAROLINE RD, JACKSONVILLE, FL 32225-1244 |
| Name | Verified Name |
|---|---|
| Address | 1079 FLOYD ST, FLEMING ISLAND, FL 32003-8718 |
| Document Number | 0048082159 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 4808/2159 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 31, 2022 |
| Property Address | 1079 FLOYD ST, FLEMING ISLAND, FL 32003-8718 |
| Document Number | 0046122086 |
| Book / Page | 4612 / 2086 |
| Map Reference | MB 67 PG 12&13 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022033907 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1523 FRASER RD, GREEN COVE SPRINGS, FL 32043-8751 |
| Name | Verified Name |
|---|---|
| Address | 332 BROWARD RD, JACKSONVILLE, FL 32218-6006 |
The 2025 property tax bill for 1079 Floyd St was $4,549 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,549.00 Homeowner's exemption | $338,399 Land $50,000 Building $288,399 | $338,399 Land $50,000 Building $288,399 |
| 2023 | $759.00 (+399.34%) | $50,000 (+4%) Land $50,000 | $50,000 (+4%) Land $50,000 |
| 2022 | $152.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1079 Floyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1079 Floyd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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