1140 E Chicago Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1140 E Chicago Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,493 sqft · built 1987
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Dec 2025)
Tax Bill$11,180 (2025)
Deeds & MortgagesDec 2025 Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN08-17-302-057

Property Details

APN / Parcel Number

Primary APN08-17-302-057

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,493 sqft Living Area
Gross Area3,984 sqft
1st Floor Area1,491 sqft
2nd Floor Area1,002 sqft
Basement Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Lot Area38,333 sqft (0.88 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1140 E CHICAGO AVE
CityNAPERVILLE
StateIL
Zip60540-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHOWARD KELMS PLAT OF SURVEY /EX NLY 50 FT FOR RD/ TRACT 7
Legal SubdivisionHOWARD KELMS PLAT
Legal Tract7
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1001
Census Tract846208

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1140 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Aug 1, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleAug 1, 2023 · Amount on Record
Deed Document Number202581756
Prior Transfer DateAug 14, 1996
Prior Transfer Doc0000153385
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1140 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 E CHICAGO AVE, NAPERVILLE, IL 60540-5610

Mortgage

Document Number0000081757
DateDec 18, 2025
InstrumentR2025-081757
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate6.49%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateAug 1, 2023
Property Address1140 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Document Number0000048477
Instrument DateJul 19, 2023
InstrumentR2023-048477
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9S211SKYLANE DRIVE, NAPERVILLE, IL 60564

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,180.00 (+27.44%)$191,574 (+30.7%) Land $84,002 Building $107,572$574,722 (+30.7%) Land $252,006 Building $322,716
2022$8,773.00 Homeowner's exemption Senior Citizen's exemption$146,570 Land $64,330 Building $82,240$439,710 Land $192,990 Building $246,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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