1126 E Chicago Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1126 E Chicago Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,772 sqft · built 1959
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$574,000 (May 2023)
Tax Bill$11,675 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN08-17-302-055

Property Details

APN / Parcel Number

Primary APN08-17-302-055

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,772 sqft Living Area
Gross Area3,461 sqft
1st Floor Area2,253 sqft
Basement Area1,208 sqft
Finished Basement519 sqft
Unfinished Basement689 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area38,333 sqft (0.88 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1126 E CHICAGO AVE
CityNAPERVILLE
StateIL
Zip60540-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHOWARD KELMS PLAT OF SURVEY /EX NLY 50 FT FOR RD/ TRACT 9
Legal SubdivisionHOWARD KELMS PLAT
Legal Tract9
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1001
Census Tract846208

Owner

Source: DuPage County records · APN 08-17-302-055

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address132 SANDALWOOD LN, BOLINGBROOK, IL 60440-1574
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY BANK
Jun 15, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleMay 18, 2004 · Amount on Record
Deed Document Number202328566
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 10, 2023
Property Address1126 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Document Number0000028566
Instrument DateMay 04, 2023
InstrumentR2023-028566
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$574.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1126 E CHICAGO AVE, NAPERVILLE, IL 60540-5610

Mortgage

Document Number0000028567
DateMay 10, 2023
InstrumentR2023-028567
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJun 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.5%
IndexOther
Margin3
Max Rate11.5%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 15, 2022
Property Address1126 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Document Number0000057829
Map ReferenceDOC 697446
Instrument DateMay 19, 2022
InstrumentR2022-057829
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9S211 SKYLANE DR, NAPERVILLE, IL 60564-9452

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,675.00 (+17.77%)$208,055 (+30.71%) Land $84,002 Building $124,053$624,165 (+30.71%) Land $252,006 Building $372,159
2022$9,913.00 Homeowner's exemption$159,170 Land $64,330 Building $94,840$477,510 Land $192,990 Building $284,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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