1108 E Chicago Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1108 E Chicago Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,288 sqft · built 1955
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Aug 2023)
Tax Bill$8,225 (2025)
Deeds & MortgagesAug 2023 Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN08-17-302-052

Property Details

APN / Parcel Number

Primary APN08-17-302-052

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Lot Area38,333 sqft (0.88 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1108 E CHICAGO AVE
CityNAPERVILLE
StateIL
Zip60540-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHOWARD KELMS PLAT OF SURVEY /EX NLY 50 FT FOR RD/ TRACT 12
Legal SubdivisionHOWARD KELMS PLAT
Legal Tract12
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1001
Census Tract846208

Owner

Source: DuPage County records · APN 08-17-302-052

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 STATION BLVD, AURORA, IL 60504-2033
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
May 10, 2023Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Deed Document Number202350774
Prior Transfer DateAug 09, 2022
Prior Transfer Doc0000028710
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1108 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 STATION BLVD, AURORA, IL 60504-2033

Mortgage

Document Number0000050775
DateAug 10, 2023
InstrumentR2023-050775
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateSep 01, 2028
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year TN
Margin2
Max Rate11.5%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMay 10, 2023
Property Address1108 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Document Number0000028710
Instrument DateAug 09, 2022
InstrumentR2023-028710
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 E CHICAGO AVE, NAPERVILLE, IL 60540-5610

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,225.00 (+73.6%)$148,942 (+30.66%) Land $84,002 Building $64,940$446,826 (+30.66%) Land $252,006 Building $194,820
2022$4,738.00 Homeowner's exemption Senior Citizen's exemption$113,990 Land $64,330 Building $49,660$341,970 Land $192,990 Building $148,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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