1132 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1132 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1923
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Sep 2025)
Tax Bill	$1,295 (2024)
Deeds & Mortgages	Dec 2012 Reverse Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-276-018.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-276-018.000-023`
Alternative APN	`01610331365`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Attic	Attic
Attic Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1923
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331365
Street Address	1132 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 1ST ADD TO MRS C C WENGERS
Legal Subdivision	1ST ADD TO MRS
Legal Lot Number	23
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3016
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2012	Deed of Trust, Mortgage · Reverse Mortgage GENERATION MORTGAGE CO
Sep 25, 2025	Special Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
May 29, 2025	Commissioner's Deed, Foreclosure
Jun 2, 2005	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	May 29, 2025
Deed Document Number	2524228
Record Updated	Sep 20, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001239966
Date	Dec 14, 2012
Instrument	1239966

Lender

Name	GENERATION MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Dec 21, 2080

Interest

Rate Type	Fixed Rate

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 25, 2025
Property Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735
Document Number	0002524228
Map Reference	PB 9 PG 114
Instrument Date	Sep 19, 2025
Instrument	2524228
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735

Mortgage

Document Number	0002524229
Date	Sep 25, 2025
Instrument	2524229

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 29, 2025
Property Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735
Document Number	0002512555
Instrument Date	May 7, 2025
Instrument	2512555
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1A1, 1A1, OKLAHOMA CITY, OK 73107-2448

June 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 2, 2005
Property Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735
Document Number	0000523964
Instrument Date	Jun 1, 2005
Instrument	0523964
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735

March 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 24, 2005
Property Address	1132 E 3RD ST, MISHAWAKA, IN 46544-2735
Document Number	0000512306
Instrument Date	Mar 23, 2005
Instrument	0512306
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,300 (-13.72%) Land $23,900 Building $87,400	$111,300 (-13.72%) Land $23,900 Building $87,400
2024	$1,295.00 (+32.96%)	$129,000 (+11.02%) Land $23,900 Building $105,100	$129,000 (+11.02%) Land $23,900 Building $105,100
2023	$974.00 (+42.19%)	$116,200 (+32.2%) Land $23,900 Building $92,300	$116,200 (+32.2%) Land $23,900 Building $92,300
2022	$685.00	$87,900 Land $23,900 Building $64,000	$87,900 Land $23,900 Building $64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures