Madison County property record for 114 Windsor Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,420 sqft |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Oct 2008) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0001-0006 |
| Primary APN | R004-0001-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,420 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Account Number | 40915 |
|---|---|
| Street Address | 114 WINDSOR DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR LOT 13, 14 & 15 |
| Legal Subdivision | WINDSOR |
| Legal Lot Number | 13-15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
114 Windsor Dr is owned and occupied by an individual who bought it in October 2008.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jan 23, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2008 · Amount on File |
| Deed Sale | Oct 3, 2008 · Amount on File |
| Deed Document Number | 0000639637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2125/260 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | M2125/260 |
| Instrument | 2014072157 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2041/168 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | M2041/168 |
| Instrument | 2014033093 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | M01913/384 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | M01913/384 |
| Instrument | 2014005883 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 114 Windsor Dr was $742 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $742.00 Homeowner's exemption | $127,800 | $127,800 |
| 2023 | $790.00 (-6.95%) Homeowner's exemption | $127,800 (-) | $127,800 (-) |
| 2022 | $849.00 Homeowner's exemption | $127,800 | $127,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Windsor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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