Madison County property record for 111 Windsor Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,293 sqft |
| Lot Size | 0.203 acres (8,869 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,700 (Sep 2009) |
| Tax Bill | $640 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0001-0030 |
| Primary APN | R004-0001-0030 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,293 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 8,869 sqft (0.203 acres) |
| Account Number | 75351 |
|---|---|
| Street Address | 111 WINDSOR DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR LOT 60, 61 & 62 |
| Legal Subdivision | WINDSOR |
| Legal Lot Number | 60-62 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
111 Windsor Dr is owned and occupied by an individual who bought it in September 2009.
Source: Madison County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2009 · Amount on File |
| Deed Sale | Sep 22, 2009 · Amount on File |
| Deed Document Number | 2009433296 |
| Deed Book / Page | 650 / 6 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 31, 2026 |
| Property Address | 111 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 0014365996 |
| Book / Page | 2489 / 222 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202614365996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 111 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 0014365996, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 2489/222 |
| Instrument | 202614365996 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 111 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | JETT TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M2115/59 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | M2115/59 |
| Instrument | 2014066775 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 111 Windsor Dr was $640 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $640.00 Homeowner's exemption | $117,000 | $117,000 |
| 2023 | $620.00 (-8.69%) Homeowner's exemption | $110,300 (-) | $110,300 (-) |
| 2022 | $679.00 Homeowner's exemption | $110,300 | $110,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Windsor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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