Madison County property record for 110 Windsor Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,714 sqft |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Jul 2025) |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0001-0004 |
| Primary APN | R004-0001-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,714 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Garage Type | Mixed |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 60245 |
|---|---|
| Street Address | 110 WINDSOR DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR LOT 6, 7, 8 & 9 |
| Legal Subdivision | WINDSOR |
| Legal Lot Number | 6-9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
110 Windsor Dr is owned and occupied by an individual who bought it in July 2025.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
| May 26, 2017 | Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on File |
| Deed Sale | Jul 30, 2025 · Amount on File |
| Prior Sale | May 26, 2017 · Amount on File |
| Deed Document Number | 2014274970 |
| Deed Book / Page | D870 / 771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 110 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Name | Verified Name |
|---|
| Document Number | M01920/780 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | M01920/780 |
| Instrument | 2014007943 |
| Name | CENTRAL KENTUCKY FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 259 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 26, 2017 |
| Property Address | 110 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Document Number | D00745/287 |
| Book / Page | D00745 / 287 |
| Instrument Date | May 22, 2017 |
| Instrument | 2013959219 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2270 OLD US 25 N, 2270, BEREA, KY 40403-9124 |
| Name | Verified Name |
|---|---|
| Address | 110 WINDSOR DR, RICHMOND, KY 40475-1162 |
| Document Number | 2013959220 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2013959220 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 110 Windsor Dr was $1,518 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 Additional exemption filed | $161,000 | $161,000 |
| 2023 | $1,488.00 (-0.33%) | $153,500 (-) | $153,500 (-) |
| 2022 | $1,493.00 | $153,500 | $153,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Windsor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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