114 Watson Mill Rd, Guyton, GA 31312 Property Records

Effingham County property record for 114 Watson Mill Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,629 sqft · built 2024
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Dec 2024)
Tax Bill	$7,589 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00510023A00`

Property Details

APN / Parcel Number

Primary APN	`00510023A00`
Alternative APNs	`0327A174` `32865`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,629 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	14,810 sqft (0.34 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32865
Street Address	114 WATSON MILL RD
City	GUYTON
State	GA
Zip	31312-6677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.3428 AC LOT 174 (OUT 352-37) PLT 29/670
Legal Subdivision	COVERED BRIDGE
Legal Phase	3
Legal Lot Number	174
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2009
Census Tract	30401

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 SAMS DR, GA
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE
Dec 16, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL CUSTOM MORTGAGE
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Deed Book / Page	2947 / 408
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 18, 2026
Property Address	114 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	0000000539
Book / Page	3051 / 564
Instrument Date	Jun 12, 2026
Instrument	2026539
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WATSON MILL RD, GUYTON, GA 31312-6677

Mortgage

Document Number	0000000539,
Date	Jun 18, 2026
Book Page	3051/564
Instrument	2026539

Lender

Name	AMERIHOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

December 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 16, 2024
Property Address	114 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002947/408
Book / Page	2947 / 408
Instrument Date	Dec 13, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SAMS DR, GA

Mortgage

Document Number	0002947410
Date	Dec 16, 2024
Instrument	2947/410

Lender

Name	COASTAL CUSTOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 31, 2023
Property Address	114 WATSON MILL RD, GUYTON, GA 31312-6677
Document Number	002879/194
Book / Page	2879 / 194
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002879/0000000196
Date	Oct 31, 2023
Book Page	0000002879/0000000196
Instrument	D2023008961

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,714 (-2.32%) Land $44,800 Building $185,914	$576,786 (-2.32%) Land $112,000 Building $464,786
2025	$7,589.00 (+883.03%) Homeowner's exemption	$236,182 (+656.99%) Land $31,200 Building $204,982	$590,456 (+656.99%) Land $78,000 Building $512,456
2024	$772.00	$31,200 Land $31,200	$78,000 Land $78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	6 (1994–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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