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114 W State St, O Fallon, IL 62269 Property Records

St. Clair County property record for 114 W State St, O Fallon, IL 62269 · Last verified August 2023

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1978
Square Footage5,278 sqft Base Area
Lot Size26,136 sqft (0.6 acres)
Last Sale$975,000 (2022)

Owner

Source: St. Clair County records · APN 04-30-0-225-019

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11 BRANDONWOOD DR, O FALLON, IL 62269-1207
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE FARMERS & MERCHANTS NATIONAL BANK
Jul 25, 2022Warranty Deed, Transfer
BENEDICK TITLE, BENEDICK TITLE INS
Jan 30, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF O'FALLON
Nov 02, 2017Deed of Trust, Mortgage
MERCANTILE CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2022 · Amount on Record
Deed SaleJul 25, 2022 · Amount on Record
Prior SaleApr 02, 2014 · Amount on Record
Deed Doc NumberA02753978
Record RefreshedJun 07, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address114 W STATE ST, O FALLON, IL 62269-1161
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02757211
DateAug 24, 2022
InstrumentA02757211
Lender
NameTHE FARMERS & MERCHANTS NATIONAL BANK
TypeBank
AddressO FALLON, IL 62269
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueAug 19, 2027

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 25, 2022
Property Address114 W STATE ST, O FALLON, IL 62269-1161
Document Number0A02753978
Map ReferenceMB J-2 PG 558
Instrument DateJul 21, 2022
InstrumentA02753978
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transaction

AmountAmount Recorded
Tax$975.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 BRANDONWOOD DR, O FALLON, IL 62269-1207

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address114 W STATE ST, O FALLON, IL 62269-1161
Document Number00A2603359
Instrument DateJan 30, 2019
Transaction TypeMortgage
Record UpdatedMar 01, 2019
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address701 E 3RD ST O FALLON IL 622692226, O FALLON, IL 62269-2226

Mortgage

Document Number00A2603359
DateFeb 05, 2019
Instrument2603359
Lender
NameBANK OF O'FALLON
TypeBank
AddressOFALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueFeb 04, 2022
Interest
Rate TypeAdjustable Rate
Rate5.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address114 W STATE ST, O FALLON, IL 62269-1161
Document Number00A2557261
Instrument DateNov 02, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address114 W STATE ST O FALLON IL 622691161, O FALLON, IL 62269-1161

Mortgage

Document Number00A2557261
DateNov 02, 2017
Instrument2557261
Lender
NameMERCANTILE CAP
TypeFunding / Finance Company
AddressO'FALLON, IL 62269
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$164,404 Land $9,740 Building $154,664$493,212 Land $29,220 Building $463,992

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN04-30-0-225-019

Interior

Building Area5,278 sqft Base Area

Exterior

Year BuiltBuilt 1978
Exterior MaterialCombination Exterior
Construction TypeWood Construction
Lot Area26,136 sqft (0.6 acres)
Patio Area520 sqft Patio
PorchOpen Porch
Porch Area520 sqft Porch

Location & Zoning

Street Address114 W STATE ST
CityO FALLON
StateIL
Zip62269-1161
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionNORTH O FALLON S 50 FT LTS 16 & 17 & LTS 25, 26 & 27 AS IN 2753975
Legal Township06
Legal SubdivisionNORTH O FALLON
Legal Lot Number16-27 17
JurisdictionST CLAIR IL
Minor Civil DivisionO'FALLON
Census Blockgroup1
Census Block1030
Census Tract504354

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