108 W State St, O Fallon, IL 62269 Property Records

St. Clair County property record for 108 W State St, O Fallon, IL 62269

Property Summary

Property Type	Commercial
Details	2 ba · 4,599 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Tax Bill	$10,268 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2018 Sale & Line of Credit + 1 more
APN	`04-30-0-225-015`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-225-015`

Interior

Full Baths	2 Baths
Building Area	4,599 sqft Base Area
1st Floor Area	4,599 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Porch	Slab
Porch Area	105 sqft

Location & Zoning

Street Address	108 W STATE ST
City	O FALLON
State	IL
Zip	62269-7306
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NORTH O FALLON LOT/SEC-23 PT LOT 23 A02875113
Legal Subdivision	NORTH O FALLON
Legal Block	225
Legal Lot Number	23
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1030
Census Tract	504354

Owner

108 W State St, a commercial property, is owned by a company that acquired it in February 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	901 W HIGHWAY 50, O FALLON, IL 62269-1829
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 2, 2018	Grant Deed, Transfer · Line of Credit BANK OF O'FALLON
Mar 18, 2017	Loan Modification, Mortgage CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026
Deed Sale	Feb 19, 2026
Prior Sale	Apr 16, 2025 · Amount on File
Deed Document Number	20262875113
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 19, 2026
Property Address	108 W STATE ST, O FALLON, IL 62269-7306
Document Number	0A02875113
Map Reference	DD J-2 PG 558
Instrument Date	Feb 6, 2026
Instrument	A02875113
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 W HIGHWAY 50, O FALLON, IL 62269-1829

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 2, 2018
Property Address	108 W STATE ST, O FALLON, IL 62269-7306
Document Number	00A2566473
Instrument Date	Jan 31, 2018
Instrument	2566473
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ILLINOIS TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	474 TYLER DR TROY IL 622942854, TROY, IL 62294-2854

Mortgage

Document Number	A2566474
Date	Feb 2, 2018
Instrument	2566474

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	OFALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2023

Interest

Rate Type	Adjustable Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	108 W STATE ST, O FALLON, IL 62269-7306
Document Number	00A2530812
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W STATE ST O FALLON IL 622697306, O FALLON, IL 62269-7306

Mortgage

Document Number	00A2530812
Date	Mar 23, 2017
Instrument	2530812

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Term	12 Months
Due	Mar 22, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 108 W State St was $10,268, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,268.00 (+8.39%)	$142,457 (+9.62%) Land $5,952 Building $136,505	$427,371 (+9.62%) Land $17,856 Building $409,515
2024	$9,473.00	$129,956 Land $5,430 Building $124,526	$389,868 Land $16,290 Building $373,578
2022		$106,042 Land $4,430 Building $101,612	$318,126 Land $13,290 Building $304,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 108 W State St; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 W State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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