202 W State St, O Fallon, IL 62269 Property Records

St. Clair County property record for 202 W State St, O Fallon, IL 62269

Property Summary

Property Type	Townhouse
Details	2 ba · 1,148 sqft · built 1914
Owner	Individual Name on File
Tax Bill	$7,017 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2022 Construction Loan + 2 more
APN	`04-30-0-224-024`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-224-024`
Alternative APNs	`04-30-0-229-006` `04300224018`

Exterior

Architectural Style	Townhouse
Porch	Porch
Porch Area	324 sqft

Location & Zoning

Street Address	202 W STATE ST
City	O FALLON
State	IL
Zip	62269-1159
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	STATE STREET TOWNHOMES UNIT 202 DOC A2840080
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1022
Census Tract	504354

Owner

202 W State St, a townhouse, is owned and occupied by an individual who acquired it in February 2024.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	202 W STATE ST, O FALLON, IL 62269-1159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 1, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF OFALLON
Jun 6, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON
Oct 11, 2017	Quit Claim Deed, Mortgage · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 28, 2024
Transfer Doc	0002807033
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 6, 2024
Property Address	202 W STATE ST, O FALLON, IL 62269-1159
Document Number	0A02807033
Map Reference	MB J-2 PG 558
Instrument Date	Feb 28, 2024
Instrument	A02807033
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	108 CALLAWAY CT, O FALLON, IL 62269-6688

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	202 W STATE ST, O FALLON, IL 62269-1159
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CALLAWAY CT, O FALLON, IL 62269-6688

Mortgage

Document Number	0A02737981
Date	Mar 1, 2022
Instrument	A02737981

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	20 Months
Due	Nov 4, 2023

Interest

Rate	5%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 6, 2018
Property Address	202 W STATE ST, O FALLON, IL 62269-1159
Instrument Date	Jun 4, 2018
Instrument	2578552
Transaction Type	Construction Loan
Record Updated	Jun 21, 2018
Title Company	BENEDICK TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CALLAWAY CT O FALLON IL 622696688, O FALLON, IL 62269-6688

Mortgage

Document Number	00A2578552
Date	Jun 6, 2018
Instrument	2578552

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 5, 2019

Interest

Rate Type	Adjustable Rate
Rate	6%

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 11, 2017
Property Address	202 W STATE ST, O FALLON, IL 62269-1159
Document Number	00A2554746
Instrument Date	Sep 25, 2017
Instrument	2554746
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	BENEDICK TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	226 W STATE ST O FALLON IL 622691159, O FALLON, IL 62269-1159

Mortgage

Document Number	A2554748
Date	Oct 11, 2017
Instrument	2554748

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 10, 2020

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 202 W State St was $7,017, up 162.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,017.00 (+162.81%)	$97,349 (+165.7%) Land $4,002 Building $93,347	$292,047 (+165.7%) Land $12,006 Building $280,041
2024	$2,670.00	$36,639 Land $3,387 Building $33,252	$109,917 Land $10,161 Building $99,756
2022		$29,897 Land $2,764 Building $27,133	$89,691 Land $8,292 Building $81,399

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 202 W State St; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 W State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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