114 W Jaycee Ave, Effingham, IL 62401 Property Records

Effingham County property record for 114 W Jaycee Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,168 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Apr 2009)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-325-067`

Property Details

APN / Parcel Number

Primary APN	`03-11-325-067`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,168 sqft Base Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	114 W JAYCEE AVE
City	EFFINGHAM
State	IL
Zip	62401-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 3 RALPH C BOGAN SUB 2505/32 2197/184 2174/163 1082/287 931/146
Legal Subdivision	RALPH C BOGAN SUBDIVISION
Legal Block	3
Legal Lot Number	21
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3034
Census Tract	950600

Owner

114 W Jaycee Ave is owned and occupied by two individuals who bought it in April 2009.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 25, 2014	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 18, 2005	Sheriff's Deed, Foreclosure THE FIRST NATIONAL BANK OF DIETERIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2009 · Amount on File
Deed Sale	Apr 1, 2009 · Amount on File
Prior Sale	Oct 18, 2005
Deed Document Number	2009902343
Deed Book / Page	2505 / 32
Prior Transfer Date	Oct 12, 2005
Prior Transfer Doc	002174/163
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	114 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003457/279
Date	Apr 11, 2019
Book Page	3457/279
Instrument	201901901219

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	114 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003710/1
Date	Jul 28, 2021
Book Page	3710/1
Instrument	202121003817

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	114 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003030/055
Date	Apr 25, 2014
Book Page	3030/055
Instrument	201401401682

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2044

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 18, 2005
Property Address	114 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Document Number	002174/163
Book / Page	2174 / 163
Instrument Date	Oct 12, 2005
Instrument	0505682
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5750 N 150TH ST, ALTAMONT, IL 62411-2732

Mortgage

Document Number	0000505683
Date	Oct 18, 2005
Instrument	0505683

Lender

Name	THE FIRST NATIONAL BANK OF DIETERIC

Agreement

Amount	Amount on Record

Interest

Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 114 W Jaycee Ave was $1,820 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00	$38,260 Land $7,870 Building $30,390	$114,780 Land $23,610 Building $91,170
2022	$1,503.00 Homeowner's exemption	$29,010 Land $5,960 Building $23,050	$87,030 Land $17,880 Building $69,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 W Jaycee Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 W Jaycee Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber.

Nearby Properties on W Jaycee Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures