108 W Jaycee Ave, Effingham, IL 62401 Property Records

Effingham County property record for 108 W Jaycee Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,088 sqft · built 1976
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Jan 2014)
Tax Bill	$2,009 (2024)
Deeds & Mortgages	May 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-325-070`

Property Details

APN / Parcel Number

Primary APN	`03-11-325-070`

Interior

Stories	1 Story
Building Area	1,088 sqft Base Area

Exterior

Year Built	Built 1976
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	108 W JAYCEE AVE
City	EFFINGHAM
State	IL
Zip	62401-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 3 RALPH C BOGAN SUB 3009/174 2523/177 2506/229 1174/144
Legal Subdivision	RALPH C BOGAN SUBDIVISION
Legal Block	3
Legal Lot Number	18
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3034
Census Tract	950600

Owner

Source: Effingham County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2014 · Amount on Record
Deed Sale	Jan 16, 2014 · Amount on Record
Prior Sale	May 15, 2009
Deed Document Number	201401400197
Deed Book / Page	3009 / 174
Record Updated	Jun 8, 2026

May 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 15, 2009
Property Address	108 W JAYCEE AVE, EFFINGHAM, IL 62401-2960
Document Number	002523/177
Book / Page	2523 / 177
Map Reference	MB5 PG84
Instrument Date	May 14, 2009
Instrument	200900903559
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Not Readable on Document
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W JAYCEE AVE, EFFINGHAM, IL 62401-2960

Mortgage

Document Number	20090903560
Date	May 15, 2009
Instrument	20090903560

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 14, 2042

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,009.00 (+29.03%) Homeowner's exemption	$35,750 (+19.89%) Land $6,680 Building $29,070	$107,250 (+19.89%) Land $20,040 Building $87,210
2022	$1,557.00 Homeowner's exemption	$29,820 Land $5,570 Building $24,250	$89,460 Land $16,710 Building $72,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber.

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