206 W Jaycee Ave, Effingham, IL 62401 Property Records

Effingham County property record for 206 W Jaycee Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2025)
Tax Bill	$1,246 (2024)
Deeds & Mortgages	Oct 2017 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-325-063`

Property Details

APN / Parcel Number

Primary APN	`03-11-325-063`

Interior

Stories	1 Story
Building Area	1,248 sqft Base Area

Exterior

Year Built	Built 1971
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	206 W JAYCEE AVE
City	EFFINGHAM
State	IL
Zip	62401-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK 3 RALPH C BOGAN SUB 2032/181 1558/311 543/183
Legal Subdivision	RALPH C BOGAN SUBDIVISION
Legal Block	3
Legal Lot Number	25
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3034
Census Tract	950600

Owner

Source: Effingham County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 W JAYCEE AVE, EFFINGHAM, IL 62401-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
May 30, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202525003601
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	206 W JAYCEE AVE, EFFINGHAM, IL 62401-2925
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003340/329
Date	Oct 17, 2017
Book Page	3340/329
Instrument	201701704868

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	206 W JAYCEE AVE, EFFINGHAM, IL 62401-2925
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W JAYCEE AVE, EFFINGHAM, IL 62401-2925

Mortgage

Document Number	003860/172
Date	May 30, 2023
Book Page	3860/172
Instrument	202323001801

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 6, 2025
Property Address	206 W JAYCEE AVE, EFFINGHAM, IL 62401-2925
Document Number	202525003601
Map Reference	MB 5 PG 84
Instrument Date	Oct 2, 2025
Instrument	202525003601
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 CHATEAU ST, PICKSTOWN, SD 57367-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W JAYCEE AVE, EFFINGHAM, IL 62401-2925

Mortgage

Document Number	202525003602
Date	Oct 6, 2025
Instrument	202525003602

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,246.00 (-23.61%) Homeowner's exemption Senior Citizen's exemption	$37,090 (+19.92%) Land $7,150 Building $29,940	$111,270 (+19.92%) Land $21,450 Building $89,820
2022	$1,631.00 Homeowner's exemption Senior Citizen's exemption	$30,930 Land $5,960 Building $24,970	$92,790 Land $17,880 Building $74,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber.

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