114 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 114 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 1998
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Company Names on Record
Last Sale	$660,000 (Oct 2002)
Tax Bill	$13,457 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87-99-33`

Property Details

APN / Parcel Number

Primary APN	`87-99-33`
Alternative APN	`087-0099-033-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,700 sqft (0.131 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	114 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00033 BLK: TR: 6907
Legal Subdivision	TRACT NO 6907
Legal Tract	6907
Legal Lot Number	33
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	440337

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2002 · Amount on Record
Deed Sale	Oct 14, 2002 · Amount on Record
Prior Sale	Mar 26, 1999 · Amount on Record
Deed Document Number	2002463959
Last Transfer Date	May 25, 2004
Transfer Doc	0000239405
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 18, 2025
Property Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Document Number	0000162590
Map Reference	MB 235 PG 51 TO 54
Instrument Date	Nov 5, 2025
Instrument	2025162590
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028

Mortgage

Document Number	0000392100
Date	Dec 9, 2021
Instrument	2021392100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028

Mortgage

Document Number	0000219104
Date	Jun 17, 2021
Instrument	2021219104

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	114 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055094
Date	Mar 6, 2020
Instrument	2020055094

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$967,924 (+1.27%) Land $292,477 Building $682,447
2025	$13,457.00 (+1.58%) Homeowner's exemption	$955,811 (+4.04%) Land $286,743 Building $669,068
2023	$13,248.00 Homeowner's exemption	$918,706 Land $275,612 Building $643,094	$1,478,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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