112 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 112 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,536 sqft · built 1998
Lot Size	0.13 acres (5,653 sqft)
Owner	Company Name on Record
Last Sale	$469,000 (Mar 1999)
Tax Bill	$10,671 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-99-32`

Property Details

APN / Parcel Number

Primary APN	`87-99-32`
Alternative APN	`087-0099-032-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,653 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	112 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 6907
Legal Tract	6907
Legal Lot Number	1-60
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	440337

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 1999 · Amount on Record
Deed Sale	Mar 12, 1999 · Amount on Record
Deed Document Number	1999105670
Last Transfer Date	Mar 9, 2017
Transfer Doc	0000063462
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	112 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118045
Date	May 21, 2020
Instrument	2020118045

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	112 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110788
Date	May 13, 2020
Instrument	2020110788

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 16, 2017
Property Address	112 VALLEY OAKS LOOP, UNION CITY, CA 94587-8028
Document Number	0000063462
Instrument Date	Mar 9, 2017
Instrument	63462
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 VALLEY OAKS LOOP UNION CITY CA 94587, UNION CITY, CA 94587

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,756 (+1.05%) Land $224,975 Building $524,781
2025	$10,671.00 (+0.36%) Homeowner's exemption	$735,056 (+4.04%) Land $220,564 Building $514,492
2023	$10,633.00 Homeowner's exemption	$706,519 Land $212,001 Building $494,518	$1,571,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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