114 Summit St, Wartrace, TN 37183 Property Records

Bedford County property record for 114 Summit St, Wartrace, TN 37183

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 1952
Lot Size	0.567 acres (24,725 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Dec 2017)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002071E J 00300`

Property Details

APN / Parcel Number

Primary APN	`002071E J 00300`
Alternative APN	`071E J 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,725 sqft (0.567 acres)
Lot Dimensions	215 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 SUMMIT ST
City	WARTRACE
State	TN
Zip	37183-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: G01
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1100
Census Tract	950700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wartrace Historic District listed 1991 · 146 contributing resources · NRIS 91000914

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

114 Summit St is owned and occupied by an individual who bought it in December 2017.

Source: Bedford County records, as of December 24, 2025

Owner of Record	Individual Name on File
Mailing Address	114 SUMMIT ST, WARTRACE, TN 37183-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Aug 1, 2002 · Amount on File
Deed Document Number	17007916
Deed Book / Page	D341 / 631
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Dec 21, 2017
Property Address	114 SUMMIT ST, WARTRACE, TN 37183-2327
Document Number	D7916
Book / Page	000341 / 000631
Instrument Date	Dec 19, 2017
Instrument	7916
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PREMIER LAND TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUMMIT ST WARTRACE TN 371832327, WARTRACE, TN 37183-2327

Mortgage

Document Number	D7917
Date	Dec 21, 2017
Book Page	000895/000399
Instrument	7917

Lender

Name	FAMILY ADVANTAGE FCU
Type	Credit Union
Address	SPRING HILL, TN 37174

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Municipality	Wartrace Town
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$56,400 Land $5,250 Building $51,150
2023	$56,400 Land $5,250 Building $51,150
2021		$225,600 Land $21,000 Building $204,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730
Water Source	Purchased surface water from TULLAHOMA UTILITIES AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20