Bedford County property record for 109 Summit St, Wartrace, TN 37183
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,750 sqft · built 1998 |
| Lot Size | 0.461 acres (20,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Jun 2016) |
| Tax Bill | $1,473 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 002071E H 00201 |
| Primary APN | 002071E H 00201 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,115 sqft (0.461 acres) |
| Lot Dimensions | 135 ft deep x 149 ft wide |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 109 SUMMIT ST |
|---|---|
| City | WARTRACE |
| State | TN |
| Zip | 37183-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Legal Subdivision | RANDY SIMMONS SUBD |
| Legal Lot Number | 2 149 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wartrace Historic District listed 1991 · 146 contributing resources · NRIS 91000914 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Summit St is owned and occupied by an individual who bought it in June 2016.
Source: Bedford County records, as of December 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 SUMMIT ST, WARTRACE, TN 37183-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Feb 24, 2016 · Amount on File |
| Deed Document Number | 16003409 |
| Deed Book / Page | D332 / 306 |
| Record Updated | Jun 8, 2026 |
Source: Bedford County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Municipality | Wartrace Town |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,275 Land $5,075 Building $38,200 | ||
| 2023 | $43,275 (-) Land $5,075 Building $38,200 | ||
| 2022 | $1,473.00 | $43,275 Land $5,075 Building $38,200 | $173,100 (-) Land $20,300 Building $152,800 |
| 2021 | $173,100 Land $20,300 Building $152,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730 |
|---|---|
| Water Source | Purchased surface water from TULLAHOMA UTILITIES AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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