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113 Summit St, Wartrace, TN 37183 Property Records

Bedford County property record for 113 Summit St, Wartrace, TN 37183

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,323 sqft · built 2017
Lot Size0.378 acres (16,500 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Dec 2017)
Deeds & MortgagesMar 2021 Mortgage
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN002071E H 00601

Property Details

APN / Parcel Number

Primary APN002071E H 00601
Alternative APN
  • 071E H 00601

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,323 sqft Living Area
1st Floor Area1,323 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialSiding
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions165 ft deep x 100 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address113 SUMMIT ST
CityWARTRACE
StateTN
Zip37183-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03, COUNTY AREA: G01
JurisdictionBEDFORD TN
Township / Civil Division1
Census Block Group1
Census Block1040
Census Tract950700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wartrace Historic District
listed 1991 · 146 contributing resources · NRIS 91000914

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bedford County records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address113 SUMMIT ST, WARTRACE, TN 37183-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH BANK
Dec 21, 2017Warranty Deed, Transfer
HIGHLANDS RESID'L MTG
Jul 14, 2017Warranty Deed, Transfer
ABSOLUTE TITLE AND ESCROW SERVICES, ABSOLUTE TITLE & ESCROW SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2017 · Amount on Record
Deed SaleDec 21, 2017 · Amount on Record
Prior SaleJul 14, 2017 · Amount on Record
Deed Document Number17007907
Deed Book / PageD341 / 627
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD TN
Property Address113 SUMMIT ST, WARTRACE, TN 37183-2328
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberTD998256
DateMar 11, 2021
Book PageTD998/256
Instrument21002049
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD TN
Recording DateDec 21, 2017
Property Address113 SUMMIT ST, WARTRACE, TN 37183-2328
Document NumberD7907
Book / Page000341 / 000627
Instrument DateNov 9, 2017
Instrument7907
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyLEGACY TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$554.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 SUMMIT ST WARTRACE TN 37183, WARTRACE, TN 37183

Mortgage

Document NumberD7908
DateDec 21, 2017
Book Page000895/000362
Instrument7908
Lender
NameHIGHLANDS RESID'L MTG
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
AmountAmount Recorded
Term360 Months
DueDec 20, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD TN
Recording DateJul 14, 2017
Property Address113 SUMMIT ST, WARTRACE, TN 37183-2328
Document NumberD4283
Book / Page000338 / 000861
Instrument DateJul 11, 2017
Instrument4283
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyABSOLUTE TITLE AND ESCROW SERVICES, ABSOLUTE TITLE & ESCROW SVCS

Transaction

AmountAmount Recorded
Tax$46.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3192 FAIRFIELD PIKE BELL BUCKLE TN 370204213, BELL BUCKLE, TN 37020-4213

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBedford County
MunicipalityWartrace Town
Unified School DistrictBedford County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$41,425 (-) Land $4,875 Building $36,550
2023$41,425 Land $4,875 Building $36,550
2021$165,700 Land $19,500 Building $146,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARTRACE WATER SYSTEM
serves 3,576 people · EPA ID TN0000730
Water SourcePurchased surface water from TULLAHOMA UTILITIES AUTHORITY
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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