114 River Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 114 River Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,325 sqft · built 2007
Lot Size	0.64 acres (27,864 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jan 2003)
Tax Bill	$35,351 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-10035900`

Property Details

APN / Parcel Number

Primary APN	`02-047-10035900`
Alternative APNs	`2-047-10035900` `04710035900`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,325 sqft Living Area
1st Floor Area	2,300 sqft
Basement Area	1,725 sqft
Finished Basement	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,864 sqft (0.64 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	981 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04710035900
Street Address	114 RIVER DR
City	ANNAPOLIS
State	MD
Zip	21403-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16R SC 3 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	16R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	702602

Owner

114 River Dr is owned and occupied by two individuals who acquired it in January 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK
Feb 6, 2018	Quit Claim Deed, Transfer MID-MARYLAND TITLE COMPANY INC
Feb 6, 2018	Quit Claim Deed, Transfer MID-MARYLAND TITLE COMPANY INC
Jan 18, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Jan 18, 2018	Quit Claim Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC
Jan 18, 2018	Quit Claim Deed, Transfer MID-MARYLAND TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2003 · Amount on File
Deed Sale	Jan 27, 2003 · Amount on File
Deed Document Number	20031092
Deed Book / Page	12514 / 193
Last Transfer Date	Jan 18, 2018
Transfer Doc	0031818253
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	PROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425

Mortgage

Document Number	0363250201
Date	Mar 10, 2021
Book Page	36325/201

Lender

Name	CFG COMMUNITY BANK
Type	Bank
Address	BALTIMORE, MD 21209

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 6, 2018
Property Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Document Number	0318180253
Book / Page	031818 / 000253
Instrument Date	Jan 18, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	MID-MARYLAND TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	114 RIVER DR ANNAPOLIS MD 214034425, ANNAPOLIS, MD 21403-4425

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 6, 2018
Property Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Document Number	0318180249
Book / Page	031818 / 000249
Instrument Date	Jan 18, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	MID-MARYLAND TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	114 RIVER DR ANNAPOLIS MD 214034425, ANNAPOLIS, MD 21403-4425

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Document Number	0317960006
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIVER DRIVER ANNAPOLIS MD 21403, ANNAPOLIS, MD 21403

Mortgage

Document Number	0317960006
Date	Jan 25, 2018
Book Page	031796/000006

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST MD 28255, CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2018
Property Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Document Number	0317640129
Book / Page	031764 / 000129
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIVER DR ANNAPOLIS MD 214034425, ANNAPOLIS, MD 21403-4425

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2018
Property Address	114 RIVER DR, ANNAPOLIS, MD 21403-4425
Document Number	0317640133
Book / Page	031764 / 000133
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	MID-MARYLAND TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIVER DR ANNAPOLIS MD 214034425, ANNAPOLIS, MD 21403-4425

Tax Assessment & Valuation

The 2025 property tax bill for 114 River Dr was $35,351, up 17.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,561,100 (+16.06%) Land $2,569,900 Building $991,200	$3,561,100 (-) Land $2,569,900 Building $991,200
2025	$35,351.00 (+17.72%)	$3,068,433	$3,561,100 Land $2,569,900 Building $991,200
2024	$30,029.00 (+32.01%)
2023	$22,747.00	$2,083,100 Land $1,337,900 Building $745,200	$2,083,100 Land $1,337,900 Building $745,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

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