Anne Arundel County property record for 106 River Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,338 sqft · built 1940 |
| Lot Size | 0.309 acres (13,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 1985) |
| Tax Bill | $11,245 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-04743723 |
| Primary APN | 02-047-04743723 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,338 sqft Living Area |
| 1st Floor Area | 2,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,463 sqft (0.309 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 496 sqft |
| Carport | Carport |
| Carport Area | 496 sqft |
| Porch | Open Porch |
| Patio Area | 44 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 04704743723 |
|---|---|
| Street Address | 106 RIVER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 12 SC 3 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 702602 |
106 River Dr is owned and occupied by two individuals who bought it in May 1985.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 RIVER DR, ANNAPOLIS, MD 21403-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1985 · Amount on File |
| Deed Sale | May 1, 1985 · Amount on File |
| Deed Book / Page | 3884 / 612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 106 RIVER DR, ANNAPOLIS, MD 21403-4425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0345200118 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 34520/118 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 106 River Dr was $11,245 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,612,300 Land $2,338,100 Building $274,200 | $2,612,300 Land $2,338,100 Building $274,200 | |
| 2025 | $11,245.00 | ||
| 2023 | $8,818.00 Homeowner's exemption | $1,466,500 Land $1,258,900 Building $207,600 | $1,466,500 Land $1,258,900 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 106 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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