Anne Arundel County property record for 108 River Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 6,564 sqft · built 1940 |
| Lot Size | 0.507 acres (22,084 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Aug 1996) |
| Tax Bill | $20,728 (2025) |
| Deeds & Mortgages | Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-01722000 |
| Primary APN | 02-047-01722000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,564 sqft Living Area |
| 1st Floor Area | 3,830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 22,084 sqft (0.507 acres) |
| View / Lot | Waterfront |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 594 sqft |
| Deck Area | 364 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 04701722000 |
|---|---|
| Street Address | 108 RIVER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 13 PT LT 14 SC 3 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 702602 |
108 River Dr is owned and occupied by two individuals who bought it in August 1996.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 831589, DALLAS, TX 75283-1589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 1996 · Amount on File |
| Deed Sale | Aug 8, 1996 · Amount on File |
| Prior Sale | Oct 11, 1988 · Amount on File |
| Deed Document Number | 19968305 |
| Deed Book / Page | 7556 / 550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 108 RIVER DR, ANNAPOLIS, MD 21403-4425 |
| Document Number | 0357490186 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 RIVER DR ANNAPOLIS MD 214034425, ANNAPOLIS, MD 21403-4425 |
| Document Number | 0357490186 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 035749/000186 |
| Name | JAMES H JR JR |
|---|---|
| Address | PO BOX 841217, DALLAS, TX 75284-1217 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 108 River Dr was $20,728 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,981,800 Land $2,568,500 Building $1,413,300 | $3,981,800 Land $2,568,500 Building $1,413,300 | |
| 2025 | $20,728.00 | ||
| 2023 | $13,595.00 Homeowner's exemption | $2,003,500 Land $1,336,500 Building $667,000 | $2,003,500 Land $1,336,500 Building $667,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures