114 Raven Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 114 Raven Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,507 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$1,053,000 (Sep 2019)
Deeds & Mortgages	Sep 2022 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-74-8812-000`

Property Details

APN / Parcel Number

Primary APN	`1940-74-8812-000`
Alternative APNs	`1810036` `1854952`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,507 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	1,557 sqft
Finished Basement	1,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	550 sqft
Porch	Porch
Porch Area	334 sqft
Patio Area	1,068 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1854952
Street Address	114 RAVEN RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	THE CLIFFS 115
Legal Subdivision	THE CLIFFS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1049
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	150 ALHAMBRA CIR, CORAL GABLES, FL 33134-4527
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer
Sep 12, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Aug 15, 2006 · Amount on Record
Deed Document Number	2019682505
Deed Book / Page	2047 / 717
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 6, 2022
Property Address	114 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number	0022950409
Book / Page	2295 / 409
Map Reference	MB 6 PG 224
Instrument Date	Aug 29, 2022
Instrument	724026
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Tax	$3,492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 DILWORTH RD, 1148, CHARLOTTE, NC 28203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	150 ALHAMBRA CIR STE 1150, 1150, CORAL GABLES, FL 33134-4542

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 12, 2019
Property Address	114 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number	0020470717
Book / Page	2047 / 0717
Map Reference	MB 6 PG 224
Instrument Date	Sep 4, 2019
Instrument	682505
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$2,106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20155 NE 38TH CT # CT1502, 20155, AVENTURA, FL 33180-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E CARSON BLVD, CHARLOTTE, NC 28203-4029

Mortgage

Document Number	0000682506
Date	Sep 12, 2019
Instrument	682506

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

Mortgage

Document Number	0020470720
Date	Sep 12, 2019
Book Page	2047/0720
Instrument	682506

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$1,325,800 (-) Land $20,800 Building $1,305,000
2025	$1,325,800 (-) Land $20,800 Building $1,305,000
2024		$1,325,800 Land $20,800 Building $1,305,000
2023	$1,325,800 Land $20,800 Building $1,305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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