118 Raven Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 118 Raven Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,544 sqft · built 1980
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$682,000 (Apr 2021)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1940-74-7662-000`

Property Details

APN / Parcel Number

Primary APN	`1940-74-7662-000`
Alternative APN	`1764009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	352 sqft
Porch	Porch
Porch Area	892 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1764009
Street Address	118 RAVEN RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	THE CLIFFS 113
Legal Subdivision	THE CLIFFS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1049
Census Tract	921000

Owner

118 Raven Rd is held in a trust since April 2026.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3323 WINNIPEG CIR, CHARLOTTE, NC 28210-6411
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Mar 10, 2006 · Amount on File
Deed Document Number	2021705312
Deed Book / Page	2184 / 893
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000758660
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 1, 2026
Property Address	118 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number	0000758658
Book / Page	2479 / 14
Instrument Date	Apr 1, 2026
Instrument	2026758658
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3323 WINNIPEG CIR, CHARLOTTE, NC 28210-6411
Investor	Possibly a Property Investor

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 1, 2026
Property Address	118 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number	0000758660
Book / Page	2479 / 19
Instrument Date	Apr 1, 2026
Instrument	2026758660
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3323 WINNIPEG CIR, CHARLOTTE, NC 28210-6411
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 22, 2021
Property Address	118 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number	0021840893
Book / Page	2184 / 893
Map Reference	MB 6 PG 224
Instrument Date	Apr 19, 2021
Instrument	705312
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 WINNIPEG CIR, CHARLOTTE, NC 28210-6411

Mortgage

Document Number	0000705313
Date	Apr 22, 2021
Instrument	705313

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 118 Raven Rd was $2,500, down 66% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,000 (-) Land $19,400 Building $730,600
2025	$2,500.00 (-66.05%)	$750,000 Land $19,400 Building $730,600
2024	$7,363.00		$750,000 Land $19,400 Building $730,600
2023		$750,000 Land $19,400 Building $730,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Raven Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Raven Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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