109 Raven Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 109 Raven Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,091 sqft · built 2022
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$24,000 (Jan 2021)
Tax Bill$3,128 (2025)
Deeds & MortgagesJan 2021 Sale
Flood ZoneZone X (minimal risk)
APN1940-84-0915-000

Property Details

APN / Parcel Number

Primary APN1940-84-0915-000
Alternative APN
  • 1818339

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,091 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Finished Basement1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRustic
Lot Area13,939 sqft (0.32 acres)
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1818339
Street Address109 RAVEN RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionTHE CLIFFS 079
Legal SubdivisionTHE CLIFFS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1048
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12123 S CLEVELAND AVE, FORT MYERS, FL 33907-3744
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Prior SaleOct 16, 2006 · Amount on Record
Deed Document Number2021700652
Deed Book / Page2156 / 494
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 7, 2021
Property Address109 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number0021560494
Book / Page002156 / 000494
Instrument DateDec 30, 2020
Instrument700652
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$48.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address872 N TOWN AN RIVER DR FORT MYERS FL 33919, FORT MYERS, FL 33919

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$947,600 (-) Land $20,400 Building $927,200
2025$3,128.00$947,600 (+0.56%) Land $20,400 Building $927,200
2024$947,600 Land $20,400 Building $927,200
2023$942,300 Land $20,400 Building $921,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raven Rd

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