Frederick County property record for 114 Maloy Dr, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,274 sqft · built 1992 |
| Lot Size | 0.56 acres (24,191 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,861 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65A5-4-77 |
| Primary APN | 65A5-4-77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,191 sqft (0.56 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 150 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8020932 |
|---|---|
| Street Address | 114 MALOY DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-6528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | GREENWOOD HEIGHTS L77 S4 |
| Legal Subdivision | GREENWOOD |
| Legal Lot Number | 77 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | RED BUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 51001 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 MALOY DR, WINCHESTER, VA 22602-6528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 1, 2026 |
| Property Address | 114 MALOY DR, WINCHESTER, VA 22602-6528 |
| Document Number | 0000003094 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20263094 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 104 MADEROS CT, FOLSOM, CA 95630-5297 |
| Document Number | 0000003094, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20263094 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,861.00 (+10.38%) | $351,220 Land $93,000 Building $258,220 | $351,220 Land $93,000 Building $258,220 |
| 2025 | $1,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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