110 Maloy Dr, Winchester, VA 22602 Property Records

Frederick County property record for 110 Maloy Dr, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,379 sqft · built 1963
Lot Size	0.6 acres (26,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2013)
Tax Bill	$1,675 (2026)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65A5-4-81`

Property Details

APN / Parcel Number

Primary APN	`65A5-4-81`
Alternative APN	`8020936`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,379 sqft
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,243 sqft (0.6 acres)
Terrain	Rolling
Garage Area	310 sqft
Parking Spaces	1 Parking Space
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8020936
Street Address	110 MALOY DR
City	WINCHESTER
State	VA
Zip	22602-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	GREENWOOD HEIGHTS L81 S4
Legal Subdivision	GREENWOOD
Legal Lot Number	81
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3002
Census Tract	51001

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 MALOY DR, WINCHESTER, VA 22602-6528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage ALCOVA MTG
May 24, 2019	Grant Deed, Transfer · VA Mortgage ALCOVA MTG
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2013 · Amount on Record
Deed Sale	Aug 29, 2013 · Amount on Record
Deed Book / Page	1300 / 10283
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MALOY DR, WINCHESTER, VA 22602-6528
Document Number	0000017654
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 MALOY DR WINCHESTER VA 226026528, WINCHESTER, VA 22602-6528

Mortgage

Document Number	0000017654
Date	Dec 7, 2020
Instrument	17654

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 24, 2019
Property Address	110 MALOY DR, WINCHESTER, VA 22602-6528
Document Number	0000004905
Instrument Date	May 23, 2019
Instrument	4905
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 MALOY DR WINCHESTER VA 226026528, WINCHESTER, VA 22602-6528

Mortgage

Document Number	4906
Date	May 24, 2019
Instrument	4906

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	110 MALOY DR, WINCHESTER, VA 22602-6528
Document Number	0000012703
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 MALOY DR WINCHESTER VA 226026528, WINCHESTER, VA 22602-6528

Mortgage

Document Number	0000012703
Date	Dec 26, 2018
Instrument	12703

Lender

Name	MR COOPER
Address	DALLAS, TX 78019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,675.00 (+10.42%)	$316,100 Land $93,000 Building $223,100	$316,100 Land $93,000 Building $223,100
2025	$1,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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