116 Maloy Dr, Winchester, VA 22602 Property Records

Frederick County property record for 116 Maloy Dr, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,453 sqft · built 1960
Lot Size	0.58 acres (25,219 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Oct 2025)
Tax Bill	$1,974 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65A5-4-75`

Property Details

APN / Parcel Number

Primary APN	`65A5-4-75`
Alternative APN	`8020930`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	4,673 sqft
1st Floor Area	1,453 sqft
Basement Area	1,453 sqft
Finished Basement	1,453 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,219 sqft (0.58 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	138 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8020930
Street Address	116 MALOY DR
City	WINCHESTER
State	VA
Zip	22602-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	GREENWOOD HEIGHTS L75 S4
Legal Subdivision	GREENWOOD
Legal Lot Number	75
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3002
Census Tract	51001

Owner

116 Maloy Dr is owned and occupied by an individual who bought it in October 2025.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	116 MALOY DR, WINCHESTER, VA 22602-6528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed, Transfer · Conventional Mortgage MORTGAGE X HOME LOANS INC
Jul 1, 2020	Grant Deed, Transfer · Conventional Mortgage CBM MTG INC
Apr 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202510785
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 24, 2025
Property Address	116 MALOY DR, WINCHESTER, VA 22602-6528
Document Number	0000010785
Map Reference	MB 260 PG 224
Instrument Date	Oct 21, 2025
Instrument	250010785
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SLN & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MALOY DR, WINCHESTER, VA 22602-6528

Mortgage

Document Number	0000010786
Date	Oct 24, 2025
Instrument	250010786

Lender

Name	MORTGAGE X HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 1, 2020
Property Address	116 MALOY DR, WINCHESTER, VA 22602-6528
Document Number	0000008190
Instrument Date	Jun 29, 2020
Instrument	8190
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	DIRECT TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MALOY DR WINCHESTER VA 226026528, WINCHESTER, VA 22602-6528

Mortgage

Document Number	8191
Date	Jul 1, 2020
Instrument	8191

Lender

Name	CBM MTG INC
Address	FRONT ROYAL, VA 22630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 9, 2020
Property Address	116 MALOY DR, WINCHESTER, VA 22602-6528
Document Number	0000004098
Instrument Date	Apr 8, 2020
Instrument	4098
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 MALOY DR WINCHESTER VA 226026528, WINCHESTER, VA 22602-6528

Tax Assessment & Valuation

The 2026 property tax bill for 116 Maloy Dr was $1,974, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,974.00 (+10.46%)	$372,360 (-) Land $93,000 Building $279,360	$372,360 (-) Land $93,000 Building $279,360
2025	$1,787.00 (+124.5%)	$372,360 Land $93,000 Building $279,360	$372,360 Land $93,000 Building $279,360
2024	$796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Maloy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Maloy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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