114 Idlewood Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 114 Idlewood Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,050 sqft · built 1980
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$238,000 (Jun 2025)
Tax Bill$1,757 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Aug 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN045-30-00-193.00

Property Details

APN / Parcel Number

Primary APN045-30-00-193.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,050 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area20,038 sqft (0.46 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address114 IDLEWOOD DR
CityCOVINGTON
StateKY
Zip41017-9780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 14 LOT 139
Legal SubdivisionLAKEWOOD HILLS
Legal Phase14
Legal Lot Number139
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2025Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Aug 4, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
May 25, 2022Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jan 6, 2021Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE
Dec 17, 2018Warranty Deed, Transfer · Conventional Mortgage
KENTUCKY HSNG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleDec 17, 2018 · Amount on Record
Deed Document Number202565
Deed Book / Page349 / 40
Prior Transfer DateDec 9, 2011
Prior Transfer Doc0005900098
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 25, 2025
Property Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780
Document Number0005900065
Book / PageKC 349 / 40
Map ReferenceMB 21 PG 41
Instrument DateJun 20, 2025
Instrument25062505900065
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6856 AXIS WEST CIR APT 3314, 3314, ORLANDO, FL 32821-6109

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780

Mortgage

Document Number0005900066
DateJun 25, 2025
Instrument25062505900066
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780

Mortgage

Document Number0005900101
DateAug 4, 2023
Book PageKCM 482/270
Instrument23080405900101
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueFeb 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780

Mortgage

Document Number0005900008
DateMay 25, 2022
Book Page372/898
Instrument22052505900008
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueFeb 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780
Document Number0000000013
Instrument DateJan 6, 2021
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address114 IDLEWOOD DR COVINGTON KY 410179780, COVINGTON, KY 41017-9780

Mortgage

Document Number0000000013
DateJan 13, 2021
Book Page00M153/000672
Instrument13
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 17, 2018
Property Address114 IDLEWOOD DR, COVINGTON, KY 41017-9780
Document Number0000000076
Book / Page0I4205 / 000246
Instrument DateDec 14, 2018
Instrument76
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$149.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address114 IDLEWOOD DR COVINGTON KY 410179780, COVINGTON, KY 41017-9780

Mortgage

Document Number78
DateDec 17, 2018
Book Page0I4205/000267
Instrument78
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 16, 2028

Mortgage

Document Number77,
DateDec 17, 2018
Book Page0I4205/000249
Instrument77
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,000 (+34.24%) Land $20,000 Building $218,000$238,000 (+34.24%) Land $20,000 Building $218,000
2025$1,757.00 (-7.04%)$177,300 (-) Land $10,000 Building $167,300$177,300 (-) Land $10,000 Building $167,300
2023$1,890.00$177,300 Land $10,000 Building $167,300$177,300 Land $10,000 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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