Kenton County property record for 109 Idlewood Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1981 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jun 2022) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-188.00 |
| Primary APN | 045-30-00-188.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,000 sqft Finished Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 149 ft deep x 55 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 109 IDLEWOOD DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 14 LOT 157 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 14 |
| Legal Lot Number | 157 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
109 Idlewood Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jun 22, 2022 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Apr 1, 2021 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Mar 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Mar 5, 2019 | Loan Modification, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Apr 29, 2016 | Loan Modification, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 2022136 |
| Deed Book / Page | 172 / 756 |
| Prior Transfer Date | Feb 22, 2005 |
| Prior Transfer Doc | 0005900319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900138 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 382/171 |
| Instrument | 22062205900138 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 22, 2022 |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900136 |
| Book / Page | 172 / 756 |
| Map Reference | SL 551-B |
| Instrument Date | Jun 17, 2022 |
| Instrument | 22062205900136 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6186 CREYOAKS DRIVE, 6186, COVINGTON, KY 41015 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900137 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 382/154 |
| Instrument | 22062205900137 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 1, 2021 |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900251 |
| Book / Page | 81 / 833 |
| Map Reference | PL 551-B |
| Instrument Date | Mar 26, 2021 |
| Instrument | 21040105900251 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 TANDO WAY, 154, COVINGTON, KY 41017-1173 |
| Name | Verified Name |
|---|---|
| Address | 6186 GREYOAKS DR, TAYLOR MILL, KY 41015-4340 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0000000305 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781 |
| Document Number | 0000000305 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 0I4259/000224 |
| Instrument | 305 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0000000304 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781 |
| Document Number | 0000000304 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 0I4256/000220 |
| Instrument | 304 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 6, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0000000107 |
| Book / Page | 003995 / 000128 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 109 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781 |
| Document Number | 0000000107 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 003995/000128 |
| Instrument | 107 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 5, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0000000063 |
| Instrument Date | Apr 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 109 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781 |
| Document Number | 0000000063 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 0I4226/000299 |
| Instrument | 63 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 18, 2039 |
The 2025 property tax bill for 109 Idlewood Dr was $2,279.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $20,000 Building $210,000 | $230,000 (-) Land $20,000 Building $210,000 | |
| 2025 | $2,279.00 | $230,000 Land $10,000 Building $220,000 | $230,000 Land $10,000 Building $220,000 |
| 2023 | $2,451.00 (+100.25%) | $230,000 (+105.17%) Land $10,000 Building $220,000 | $230,000 (+105.17%) Land $10,000 Building $220,000 |
| 2022 | $1,224.00 | $112,100 Land $10,000 Building $102,100 | $112,100 Land $10,000 Building $102,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 Idlewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Idlewood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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